Want to Invest ?
UNITE MIC is a diversified portfolio of mortgage investments. The investment pool is managed by our team of professionals who have extensive knowledge of the lending and real estate market.
Need a Loan ?
UNITE MIC provides lending solutions that are tailored to your liquidity needs, and financial situations. Our flexible financing allows for quick and reliable funding in this dynamic real estate market.
WHAT IS UNITE MIC?
UNITE MIC is a mortgage investment corporation that allows individuals to create a pool of funds that invest in a portfolio of diverse mortgage loans. This process gives the investor direct exposure to the mortgage investment market without the hassle of owning and managing a real estate property. Unite MIC is managed by a team of experts who source, acquire, and administer the mortgage for a fee. Mortgage investment corporations are provincially licensed and registered, with shares qualified under the Income Tax Act for RDSPs, RRSPs, RRIFs, TFSAs, or RESPs.ESPs.
BENEFITS OF UNITE MIC
MORTGAGE INVESTMENTS CAN BE A POWERFUL TOOL
SECURED BY REAL ESTATE PROPERTY
All UNITE MIC investments are backed by carefully selected real estate properties. This form of mortgage-backed security requires extensive underwriting procedures to ensure that all lending qualifications are met.
UNITE MIC creates a diversified portfolio for its shareholders. Our mix of commercial and residential mortgages expands across various strategic locations and property types, allowing for a balanced return and mitigated risk.
CONSISTENT AND STABLE DISTRIBUTION
Quarterly income distribution will be deposited directly to your account or reinvested through our Distribution Reinvestment Plan (DRIP). This creates a stable stream of income generated by a form of mortgage-back investments.
UNITE MIC provides an attractive alternative investment option outside of traditional equity positions. We enhance your investment portfolio by providing attractive yields, with estimated annual returns of 7% - 9% to its shareholders.
BENEFICIAL TAX TREATMENT
Under the Income Tax Act of Canada, Unite MIC benefits from preferential tax treatment and acts as a “flow-through” investment vehicle. This limits double taxation by distributing 100% of its net income to its shareholders.